Homeowners Insurance

We offer several different forms of Personal Property Insurance; Homeowners, Condominium, Tenants, and Dwelling and Fire.

Home

We here, at Galvin Insurance Agency, Inc. understand that your house may be the largest financial asset of your life. That is why we take the time to calculate the replacement cost of your house to assure you have the best coverage suited for you.

Condominium

Even though you may not own the building, most condominium complexes state that the owner of the unit is responsible for “studs in.” This means that if anything happens inside your unit, you are responsible for that loss. At Galvin Insurance Agency, Inc., we make sure that you are protected from such a situation.

Tenants

If you are renting an apartment or home, you may not be responsible for the building; however, your landlord is not responsible for your contents. Here at Galvin Insurance Agency, Inc., we want to make sure all of your items are protected.

Dwelling/Fire

At Galvin Insurance Agency, Inc., we want to make sure that, as a landlord, your building is covered. Our staff takes the time to guarantee that the building is protected in case of a loss.

To receive a quote or to inquire more about homeowners insurance, please fill out the contact form or call us. We will be glad to help!

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Home Insurance FAQs

How do I know if I have enough homeowners insurance?

The amount of homeowners insurance you need depends on the cost to rebuild your home, the value of your belongings, and your liability needs. If you’re unsure whether your current policy provides enough protection, we’re happy to help you review your coverage.

Does homeowners insurance cover storm damage?

Many homeowners insurance policies cover damage caused by storms, including wind, hail, and lightning. Coverage varies by policy, so homeowners in Massachusetts should review their policy to understand what’s covered.

Can I get homeowners insurance before I buy a house?

Yes. Most mortgage lenders require homeowners insurance to be in place before closing. If you’re purchasing a home in Canton, we can help you secure the right coverage before your closing date.

Does homeowners insurance cover my garage?

In most cases, homeowners insurance covers an attached garage as part of your home’s structure. Detached garages may also be covered, although coverage limits can vary by policy.

What should I do if my home is damaged?

If it’s safe to do so, document the damage with photos, take steps to prevent further damage, and contact your insurance company as soon as possible. Keeping records of your repairs and expenses can also help during the claims process.

Does homeowners insurance cover my belongings outside the home?

Many homeowners insurance policies provide limited coverage for personal belongings even when they’re away from your home. Coverage limits and exclusions apply, so it’s important to understand what your policy includes.

Can I change my deductible?

Yes. Most insurance companies allow you to adjust your deductible when purchasing or renewing your policy. Choosing a higher deductible may lower your premium, while a lower deductible can reduce your out-of-pocket costs after a covered claim.

What discounts are available for homeowners insurance?

Many insurance companies offer discounts for bundling policies, installing home security systems, having a newer roof, or maintaining a claims-free history. If you live in Massachusetts, our agency can help you identify discounts you may qualify for.

Is homeowners insurance the same for every home?

No. Homeowners insurance is not one-size-fits-all. Coverage and pricing can vary based on your home’s age, size, location, construction, and the protection you select. Choosing a policy tailored to your specific home and needs is important.

How do I get a homeowners insurance quote?

Getting a homeowners insurance quote is simple. You’ll typically need basic information about your home, including its age, size, and location. If you’re in Canton, our team can provide a personalized quote and help you compare your coverage options.

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The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.

OPEN: Mon - Fri 8am to 5pm

(781) 828-0505

Fax: (781) 828-4946

Servicing all of Massachusetts
1209 Washington Street, Canton, MA 02021

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